
HOW IT WORKS:
- Register your qualified RCBC Mastercard Premium Credit Card. Click here to register.
- Add it to Google Wallet and tap to pay using Google Pay! Spend at least ₱10,000 from March 20 to April 30, 2026.
- Be one of the Top 5 Spenders and enjoy ₱10,000 Cashback!
PROMO MECHANICS
- The promo is open to eligible RCBC Mastercard Premium Credit Cardholders whose accounts are active and in good standing.
Eligible RCBC Mastercard Premium Credit Cards are as follows: - World Mastercard
- Black Platinum Mastercard
- Diamond Platinum Mastercard
- Hexagon Club Priority and Hexagon Club Privilege Credit Cards
- YGC Rewards Plus Platinum Mastercard
- ZALORA Credit Card
- Promo runs from March 20 to April 30, 2026.
The deadline for registration and eligible spending transactions is April 30, 2026 at 11:59pm. - Cardholders must have their RCBC Mastercard Premium Credit Card successfully added to Google Wallet and use it via Google Pay for a minimum accumulated spend of ₱10,000 during the promo period.
- The Top 5 Spenders during the promo period are qualified to receive up to ₱10,000 CASHBACK.
- Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend
- The following posted transactions are qualified for the promo:
- Domestic retail/straight transactions
- Overseas retail/straight transactions
The following transactions are excluded from the promo: Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).
- Qualified cardholder must register once online within the promo period and input his/her Printed Cardholder Name and First 8/Last 4 Digits of qualified RCBC Mastercard Premium Credit Card.
- The Top Spenders will be determined in the presence of a DTI representative on May 13, 2026, 3:00pm at the RCBC Bankard Head Office, 31/F Robinsons-Equitable Tower, No. 4 ADB Avenue, Ortigas Center, Pasig City.
- In the case of a tie, RCBC Bankard Services Corporation (“RCBC Credit Cards”), in collaboration with a representative from the DTI, will determine the Top Spender (“The Winner”) by identifying the cardholder who reached the required amount first, based on the date and time.
- The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
- By joining this promo, the Cardholder confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo.
- All employees of RCBC, RCBC Bankard Services Corp., Mastercard Philippines, Google, and their relatives up to the second degree of affinity or consanguinity are disqualified from joining this promo.
- In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
- The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.
REDEMPTION
- RCBC Bankard Services Corporation (“RCBC Credit Cards”) will determine the Top Spenders based on their accumulated transactions using their qualified Premium RCBC Mastercard Credit Card during the promo period.
- Winners will be announced and posted on RCBC Credit’s official website, social media pages (Facebook and Instagram), and/or electronic direct mail.
- Winners will be notified via SMS, email, registered mail within 15 working days from the determination of the top spender. SMS Notification from RCBC Credit will include the promo code “GPAYTOP” for verification.
- The cashback will be credited to the Top Spenders’ RCBC Credit Card within 15 working days from the determination of the top spender.
DTI Fair Trade Permit No. FTEB-252249 Series of 2026