FREE-FOR-LIFE Supplementary Card

PROMO MECHANICS

  1. The No Annual Fee for Life offer is open to RCBC Supplementary Credit Card applicants whose applications were submitted simultaneously with the RCBC Principal Credit Card applicant.
    1. The RCBC Principal Credit Card applicant must be new-to-RCBC Credit Card and must apply from February 1 to March 31, 2025, and subsequently got approved of the following RCBC Credit Cards (“Qualified RCBC Principal Credit Cards”):
        • RCBC Classic Mastercard
        • RCBC Gold Mastercard
        • RCBC Co-Branded Cards (ZALORA, AirAsia, Landmark Anson’s)
        • RCBC Flex Visa
        • RCBC Flex Gold Visa
        • YGC Rewards Plus RCBC Classic and Gold Visa
        • RCBC Visa Platinum
        • RCBC Visa Infinite
        • RCBC JCB Classic
        • RCBC JCB Gold
    2. The offer is only applicable to RCBC Principal Credit Card applicants whose applications are submitted via the following channels: Direct Sales booths, RCBC branches, Corporate
    3. The offer is NOT applicable to applications submitted online or via the RCBC Credit website.
  2. To avail of the No Annual Fee for Life offer for RCBC Supplementary credit cardholders, the qualified RCBC Principal credit cardholder must avail of the applicable welcome gift by meeting the corresponding required spend within 60 days from receipt of their RCBC Credit Card and registering for the promo.
  3. There will no additional requirement to avail of the No Annual Fee for Life offer for RCBC Supplementary credit cardholders
  4. The offer is only applicable to one (1) RCBC Supplementary credit cardholder.
  5. RCBC Supplementary Credit cardholders qualified for the No Annual Fee for Life offer will be notified via SMS:
RCBC PRINCIPAL CREDIT CARDHOLDER
SPEND CUT-OFF DATE
(Met spend and filled out redemption form)
SMS Notification
January 1 to February 28, 2025March 21, 2025
March 1 to 31, 2025April 21, 2025
April 1 to 30, 2025May 21, 2025
May 1 to 31, 2025June 23, 2025
June 1 to 30, 2025July 21, 2025
July 1 to 31, 2025August 22, 2025
  1. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
  2. The offer is not valid in conjunction with ongoing promotions or program for new RCBC Credit cardholders such as but not limited to Welcome Gift or No Annual Fee For Life promo or program.
  3. All employees of RCBC Bankard Services Corp., RCBC, and YGC as well as RCBC Wealth Clients are not qualified to avail of the offer.
  4. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
  5. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

DTI Fair Trade Permit No. FTEB-213387 Series of 2025