
PROMO MECHANICS
- The promo is open to RCBC Credit Card Principal and Supplementary cardholders whose accounts are active, current, and in good credit standing.
- Promo is valid from October 1 to November 30, 2025, at all Abenson, AbensonHome, and Automatic Centre stores and digital channels.
- Cardholders are entitled to get a freebie of their choice with their 0% Installment purchase, in-store or online, payable at 12 or 24-month term using their RCBC Credit Card during the promo period:
Spend Requirement | Freebie (Choose one) |
₱35,000 to < ₱50,000 | Multi Cooker or Coffee Maker |
₱50,000 to < ₱85,000 | Portable Stove or Desk Fan |
₱85,000 and up | Electric Kettle + Rice Cooker Bundle or Pop-up Toaster + Electric Kettle Bundle |
- Cardholders may also avail of the Buy Now Pay Later option and defer payment for up to 3 months for in-store purchases.
Buy Now Pay Later is not available for online purchases. - Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Abenson, AbensonHome, and Automatic Centre.
- In case of disputes related to the promo, the decision of the Merchant and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards/RBSC.
Easyterms 0% Interest Installment and Buy Now Pay Later
- Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
- The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards’ approval.
- Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement, and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.
Per DTI Fair Trade Permit No. FTEB-237385, 237383, and 237145, Series of 2025