CASHBACK FITS: Up to ₱5,000 Cashback at ZARA, Bershka, Stradivarius & More

HOW IT WORKS

1. Register your RCBC Visa Credit Card to qualify.
   Click here to register.
2. Shop with your registered Card at Zara, Bershka, Massimo Dutti, Oysho, Pull & Bear, and Stradivarius for a minimum single-receipt spend of ₱5,000 straight or ₱10,000 installment from February 15 to May 31, 2026.
3. Earn up to ₱5,000 CASHBACK on your qualified transactions.

PROMO MECHANICS:

1. The Promo is open to Principal RCBC Visa Credit Cardholders (“eligible cardholders”) who are active and in good credit standing. The Principal Cardholder must have an updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).
2. Registration and Spend Period is from February 15 to May 31, 2026.

REGISTRATION

1. To qualify for the promo, the Principal RCBC Visa Credit Cardholder must register either via the promo electronic eDM or through the online registration form by providing the following information: Card Printed Name (as it appears on the RCBC Visa Credit Card) and the first 8 & last 4 digits of your RCBC Visa Credit Card
2. By registering for the promo, the Cardholder
• agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.
• confirms that he/she is responsible for providing his personal information and other information that may be required by RCBC Credit Cards and agrees that such information shall be subject to the confidentiality, data privacy, and security terms of the bank;
• acknowledges that he/ she has read and understood the Promo Mechanics and agrees to be bound by same in his/ her participation.

QUALIFIED SPEND

1. Straight Transactions
• Each transaction from the participating merchants should amount to a minimum single-receipt purchase of ₱5,000 and should be made via straight transaction to qualify for earning of cashback;
• Meeting the following accumulated spend on a monthly basis shall earn the cardholder the corresponding cashback, subject to a total maximum cashback amount per account of ₱5,000 for the promo period.

2. 0% Installment Transactions
   The following minimum single-receipt 0% installment transaction amounts from the participating merchants are qualified to earn the following cashback:

3. The spend amounts should be met within the following spend period to earn cashback. Cashback shall be credited on the crediting dates below: 

3. Transactions made by the Supplementary cardholder are qualified as part of the Principal cardholder’s spend.
4. Qualified cardholders are entitled to a maximum cumulative cashback of ₱5,000 for the duration of the promo period. This cap applies to the total combined spend across all participating merchants.

   To illustrate:

Spend Period: February 15 to March 15, 2026

Spend Period: March 16 to April 15, 2026

Spend Period: April 16 to May 15, 2026

Spend Period: May 16 to May 31, 2026

*In the illustration above, even if the transactions made from May 16 to 31, 2026 qualified the cardholder to earn a cashback of ₱2,000, he/she will only get a cashback of ₱900 for the month given that the total cashback cap of ₱5,000 for the whole promo period has already been reached.   

5. The following transactions will not qualify for the promo to earn a Cashback:
• Transactions made prior the registration date
• Transactions made prior and after the spend period
• Overseas / International transactions
• Subsequently cancelled or refunded transactions
• Buy Now Pay Later transactions
• Unli Instalment and Unli Zero Installment transactions
• Monthly amortizations from installment transactions
6. Crediting of Cashback:
1. The cashback will be credited to eligible cardholders’ accounts within 15 working days after the end of the promo period. See below for the schedule:

2. Cardholder's RCBC Visa Credit Card must be active and of good credit standing at the time of crediting the Cashback. Otherwise, the Cashback shall be forfeited.
3. Earned Cashback is treated as a credit or payment for purchases or any outstanding balance on the qualified RCBC Credit Card, which will be posted on the cardholders' Statement of Account (SOA)
4. RCBC reserves the right to reverse or adjust the Cashback posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the Cashback, or if the transaction was used to register or redeem from another ongoing promo.

7. The promo cannot be availed in conjunction with other ongoing promotional offers of RCBC Credit Cards. Transactions that were already provided discounts, cash rebates or points multiplier from other RCBC Credit Card’s promotions will no longer qualify for the reward under this promo even if the concerned transaction meets the criteria of the other promo.
8.  In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates and fulfillment, RCBC Credit Cards’ decision shall prevail with concurrence of DTI. All questions or disputes must be raised by the Cardholder within thirty (30) days from posting of the prize.

DTI Fair Trade Permit No. FTEB-249279 Series of 2026