Cash Loan + FREE ₱1,000 eGift


Promo Mechanics

  1. The Free ₱1,000 Gift Certificate with Cash Loan ("Promo") is open to select RCBC Bankard cardholders ("qualified cardholder”) who are recipients of the promo SMS and Electronic Direct Mail (“EDM”).
  2. To avail, the qualified cardholder must apply for a Cash Loan thru the unique application link indicated in the SMS and EDM from April 7 to 30, 2022. (“Promo Period”).
    By availing of the offer, the cardholder agrees to receive SMS/text messages and freely consents to process his/her personal information concerning the promo.
  3. Qualified cardholders must avail of a minimum of ₱50,000 CASH LOAN and at least loan term of 12 months to receive the free ₱1,000 Universal eGift offer.
  4. Offer is not applicable to 3, 6, and 9 months terms and Cash Loan availment thru other channels.
  5. The Universal eGift will be sent via SMS to the cardholder’s registered mobile no. on May 13, 2022.
  6. Cardholders can only receive one (1) Universal eGift for the duration of the Promo Period per account.
  7. Splitting of transactions is not allowed. Multiple availments within the promo period using one account will be considered splitting.
  8. The Universal eGift has no expiry.
  9. RCBC Bankard reserves the right to charge the cost of the Universal eGift against the cardholder’s credit card should he/she cancel his/her qualified loan transaction or if found to be fraudulent.
  10. The offer cannot be exchanged for cash, rewards points, or products other than the offer indicated above.
  11. Promo is not valid in conjunction with other Cash Loan offers of RCBC Bankard.
  12. All questions and concerns in relation to the Promo will only be accommodated within 30 days from the end of the promo period.
  13. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard with the concurrence of DTI shall be considered final.

Per DTI Fair Trade Permit No. FTEB-140719 Series of 2022