PROMO MECHANICS
- The promo is open to all RCBC Credit and Debit Cards Cardholders whose accounts are active and in good credit standing.
- Baby Company’s Grand Baby Fair is from January 29 to February 1, 2026, 10:00 AM-10:00 PM, at the SM Megamall, Megatrade Hall 1 to 3.
- Cardholders can avail of up to 80% OFF on select items and 0% Installment when they use their RCBC Credit Cards to purchase during the promo period:
| TRANSACTION TYPE | TERM | MIN. PURCHASE REQUIREMENT |
| Straight (Debit or Credit) | N/A | N/A |
| 0% Installment (Credit) | 3 months | ₱6,000 |
| 6 months | ₱12,000 |
- Exclusive to Baby Company Mom Card members: Free WOW Bag with a minimum purchase of ₱10,000
- Promo is not valid in conjunction with other existing promotional offers of RCBC Credit Cards and the Baby Company.
- In case of disputes related to the promo, the decision of the Baby Company and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards/RBSC.
- Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.
DTI Fair Trade Permit No. FTEB-244111 Series of 2025