1.65% Lower FX Conversion Fee
(Up to ₱8,000 CASH REBATE)


KEY HIGHLIGHTS

  1. To qualify, register online here.
  2. Use your RCBC Visa Credit Card for in-store overseas transactions from May 23 to August 31, 2025, and enjoy a lower FX Conversion Fee of 1.65%. The savings will be credited as a CASH REBATE OF UP TO ₱8,000. Please refer to the details in the mechanics below.
  3. Online purchases are excluded.

PROMO MECHANICS

  1. The promotion is open to all RCBC Visa credit cardholders, excluding Visa Infinite:
  • RCBC Visa Platinum
  • RCBC Flex Gold Visa
  • RCBC Flex Visa
  • AirAsia Credit Card
  1. The account must be active and in good credit standing during the spend and redemption period.
  2. To qualify, cardholders must register at https://cloud.marketing.rcbcbankard.com/VISAFX165. 
  3. The promotion and registration period runs from May 23 to August 31, 2025.
  4. All international card-present transactions in foreign currency on eligible RCBC Visa Credit Cards will incur the standard 3.5% FX Conversion Fee. However, cardholders will receive a cash rebate equivalent to 1.85%, effectively reducing their FX fee to 1.65%. The Cash Rebate is capped at ₱8,000 per cardholder. 
FOREIGN CURRENCY SPEND COVERTED IN PHPCASH REBATE 1.85%
₱50,000
₱925
₱75,000
₱1,388
₱150,000
₱2,775
₱432,432
₱8,000
₱500,000₱8,000
  1. DCC or FX transactions processed in Philippine Pesos at the point of sale are not eligible for the Promo.
    Note: To qualify for the campaign, always choose the local currency of the country where you are in. Example: If in Japan, always choose Yen.
  2. The transactions of both Principal and Supplementary Cardholders will be combined and considered as the Principal’s total qualified transactions under this promotion.
  3. Cash Rebate will be credited within 30 days from the end of the promo period or on/before September 30, 2025.
  4. The cardholder will receive an SMS after the Cash Rebate has been credited.
  5. RCBC Credit Cards reserves the right to charge the cost of any redeemed rebates against the cardholder’s RCBC Credit Card if the redemption is found to be fraudulent.
  6. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Credit Card with the concurrence of DTI shall be considered final.

DTI Fair Trade Permit No. FTEB-225389 Series of 2025