Spend Anywhere Overseas Visa Promo

HOW IT WORKS

Step 1

REGISTER

Sign up and register your eligible RCBC Visa Credit Card to qualify for the promo.

Register Now
Step 2

SPEND

Use your registered card for overseas in-store or online foreign currency purchases to earn up to ₱8,000 Cash Rebate.

Promo Period:
Oct 22, 2026 – Jan 22, 2027
Step 3

QUALIFY

Reach the minimum accumulated overseas spend requirement for your card type:

  • Flex Visa & AirAsia Classic ₱30,000
  • Flex Gold Visa ₱40,000
  • AirAsia Platinum ₱100,000


PROMO MECHANICS

  1. The promotion is open to eligible RCBC Visa Credit Cardholders of:
      • RCBC Flex Gold Visa
      • RCBC Flex Visa
      • AirAsia Platinum
      • AirAsia Classic
  2. Promo period: October 22, 2026 – January 22, 2027
  3. Registration: One-time registration is required during the promo period. Click here to register.
    NOTE: Qualified cross-border transactions made starting October 22, 2026 will be counted toward the promotion, even if registration is completed later.
  4. Qualified Spend: Single or accumulated foreign-currency transactions, whether card-present or card-not-present, made outside the Philippines and posted within the promotion period.
RCBC Minimum Spend Cards

Minimum Spend Requirement

Flex Visa & AirAsia Classic ₱30,000
Flex Visa Gold ₱40,000
AirAsia Platinum Credit Card ₱100,000

  1. The account must be active and in good credit standing during the spend and redemption period.
  2. Qualified cardholders will earn CASH REBATE if they meet the required spending (whether single or accumulated), on in-store & online, foreign currency transactions other than the Philippine Peso during the promotion period.
RCBC Scoped Table Widget
SPEND TIER (Converted in PH) CASH REBATE
₱30,000 – < ₱50,000 ₱700
₱50,000 – < ₱100,000 ₱1,000
₱100,000 – < ₱200,000 ₱2,000
₱200,000 – < ₱300,000 ₱4,000
₱300,000 – < ₱400,000 ₱6,000
₱400,000 – < ₱500,000 ₱8,000

Cash Rebate capped at ₱8,000 per cardholder.

  1. DCC or FX transactions processed in Philippine Pesos at the point of sale are not eligible for the promo.
    Note: Always choose the local currency of the country where you are in (e.g., choose JPY when in Japan).
  2. The transactions of both Principal and Supplementary Cardholders will be combined and considered as the Principal’s total qualified transactions under the promotion.
  3. Cash rebate will be credited within 60 days after the end of the campaign period or on/before January 22,2027.
  4. The cardholder will receive an SMS after the Cashback has been credited.
  5. RCBC Credit Cards reserves the right to charge the cost of the rebate redeemed against the cardholder’s RCBC Credit Card should the redemption be found to be fraudulent.
  6. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Credit Cards with the concurrence of DTI shall be considered final.
DTI Fair Trade Permit No. FTEB-270711 Series of 2026