20% OFF + 0% Installment at Vans

Promo Mechanics

1. The promo is open to RCBC Credit Cardholders whose accounts are active and in good credit standing.
2. Promo is valid from October 1 to December 31, 2024 at participating Vans stores.
3. Cardholders are entitled to 20% OFF on regular-priced Vans items for a minimum spend of ₱5,000 (net of discount) when they use their RCBC Credit Card to purchase within the promo period.

4. Promo is applicable to straight transactions or at 0% installment for 3 months and 6 months plus Buy Now, Pay Later* using their RCBC Credit Cards.
5. Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Vans.
6. In case of disputes related to the promo, the decision of Vans and RCBC Credit Cards shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
7. Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

*Buy Now Pay Later (BNPL) scheme wherein the first monthly amortization will be posted up to three months later.

Easyterms 0% Interest Installment and Buy Now Pay Later

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards’ approval.
3. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB-202413 Series of 2024