
PROMO MECHANICS
- The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
- The promo entitles Cardholders to exclusive discounts and free memory upgrade* on the Samsung Galaxy S26 Series and Galaxy Buds 4 when they use their RCBC Credit Cards to purchase at 0% installment for 24 months at participating Samsung Experience and Premium stores during the Special Pre-order period from March 5 to 8, 2026.

S26 Series: 12% OFF (capped at ₱7,000) + FREE Memory Upgrade*
Galaxy Buds4 or Buds4 Pro: 10% OFF (if purchased together with the S26 Series)
| MODEL | SRP | DISCOUNT | RCBC PRICE | Monthly Amortization (24 mos.) | Daily Amortization (Approx. 30 days) |
| S26 Ultra (12GB+1TB) | ₱107,990 | ₱7,000 | ₱100,990 | ₱4,207.92 | ₱140.26 |
| S26 Ultra (12GB+512GB) | ₱86,990 | ₱7,000 | ₱79,990 | ₱3,332.92 | ₱111.10 |
| S26+ (12GB+512GB) | ₱74,990 | ₱7,000 | ₱67,990 | ₱2,832.92 | ₱94.43 |
| S26 (12GB+512GB) | ₱58,990 | ₱7,000 | ₱51,990 | ₱2,166.25 | ₱72.21 |
| Galaxy Buds4 Pro | ₱14,990 | ₱1,499 | ₱13,491 | ₱562.13 | ₱18.74 |
| Galaxy Buds4 | ₱11,490 | ₱1,149 | ₱10,341 | ₱430.88 | ₱14.36 |
*Free memory upgrade is only applicable within the same S26 model series from 256GB to 512GB.
- To avail of the discount, the final purchase amount for the S26 device or the S26 device and Galaxy Buds4/Buds4 Pro bundle must be at least ₱40,000, net of all applicable discounts, including but not limited to trade in discounts, RCBC discount, and other promotional discounts.
- Promo is not valid in conjunction with other existing promotional offers of RCBC Credit Cards and its partner merchants.
- Splitting of a single transaction for the purpose of availing multiple discounts is prohibited.
- In case of disputes related to the promo, the decision of RCBC Credit Cards and its partner merchants shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
- Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.
NOTE: Buy Now, Pay Later is not allowed
Easyterms 0% Interest Installment
- Easyterms 0% Interest Installment is applicable if the cardholder pays his/her monthly installment in full.
- The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards’ approval.
- Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.
Per DTI Fair Trade Permit No. FTEB-250155 Series of 2026