
PROMO MECHANICS
- The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
- Promo period is from October 1 to December 31, 2025, at Robinsons Department Stores.
- Valid for in-store or Call To Order/Personal Shopper, with card-present transactions.
- Cardholders can avail of the 0% Installment and Buy Now, Pay Later when they meet the minimum single-receipt purchase requirement:
| TENOR | SINGLE-RECEIPT MINIMUM SPEND |
| 3 months | ₱3,000 |
| 6 months | ₱5,000 |
- Cardholder acknowledges his/her liability to Robinsons Department Store's partner merchant for the installment purchases that will form part of the cardholder's obligation.
Easyterms 0% Interest Installment and Buy Now Pay Later
- RCBC Credit Cards 0% Interest Installment is applicable if the cardholder pays his/her monthly installment in full.
- 0% Installment is subject to RCBC Credit Card’s approval.
- RCBC Credit Cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement up to three months later.
- 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.
DTI Fair Trade Permit No. FTEB-221587 Series of 2025