Promo Mechanics
- The promo is open to all RCBC Credit Cards Cardholders whose accounts are active and in good credit standing.
- Promo runs until October 15, 2024 at all branches of SM Store, except SM Aura, SM General Santos, SM San Fernando, SM Megacenter, SM Quiapo, and SM Valenzuela.
- Cardholders can avail of 0% installment for up to 24 months & Buy Now Pay Later* on select items from participating brands at SM Store Gadgets inside participating SM stores, subject to the following single-receipt minimum spend requirements:
Minimum Purchase Requirement | 0% Installment Term |
₱5,000 | 12 months |
₱10,000 | 24 months |
- Promo is not valid in conjunction with other ongoing promos of SM Store and RCBC Credit Cards.
- Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.
* Buy Now Pay Later (BNPL) scheme wherein the first monthly amortization will be posted up to three months later.
Easyterms 0% Interest Installment and Buy Now Pay Later
- Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
- The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards' approval.
- Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.
DTI Fair Trade Permit No. FTEB-197871 Series of 2024