Spend Anywhere and Get Up To ₱5,000!

Promo Highlights

1. 
   An eligible RCBC Credit Cardholder must register and create an account online HERE from December 5 to January 31, 2025 using the Unique Registration Code sent via SMS/email and the PIN Code.
   
   Transactions made prior to the registration date will not qualify for the promo to earn Cash Rebates.
2. 
   Using the qualified card, spend anywhere and reach the minimum spend per transaction from December 5, 2024 to January 31, 2025 to earn your Freebie:

For the list of qualified transactions, please refer to the Promo Mechanics below.

3. 
   Log in to your account HERE using your Unique Registration Code and the PIN code to track your spend and earned Freebie. You’ll receive a freebie for every qualified purchase based on this schedule:

1. The RCBC Credit Card Spend Anywhere Promo (“The Promo”) is open to all RCBC Credit Cardholders who are recipients of the promo mailer. The Principal Cardholder must have updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).
2. Promo Period (Registration & Spend Period): December 5, 2024 to January 31, 2025
3. Registration:
1. To qualify for the promo, the Principal RCBC Credit Cardholder (“The Cardholder”) must register and create an account online at https://spendanywhere.rcbcpromos.com (“Promo Website”) by providing the following information:
• Unique Registration Code. The Principal Cardholder must have an updated mobile number and email address with RCBC Credit Cards to ensure receipt of the Unique Registration Code.
• PIN Code. A registration notice will prompt upon successfully inputting the correct registration code and the PIN code.
2. By registering for the promo, the cardholder:
• agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.
• ensures the security of his/ her unique registration code provided by RCBC Credit Cards. RCBC Credit Cards will not resend, retrieve, and cannot modify or change the cardholder’s unique registration code. Codes are non-transferable and can only be used by the recipient.
• confirms that he/she is responsible for providing his personal information and other information that may be required by RCBC Credit Cards’ third-party service provider and agrees that such information shall be subject to the confidentiality, data privacy, and security terms of the third-party service provider, 1ISA, Inc.
• acknowledges that he/ she has read and understood the Promo Mechanics and agrees to be bound by same in his/ her participation.
4. Qualified Spend:
1. The qualified cardholder who meets the required spend “Qualified Spend” shall be entitled to receive a Cash Rebate “Freebie” based on the table below:

Illustration:

2. Minimum spend per transaction is ₱5,000 to earn a Freebie.
3. A maximum of ₱5,000 worth of freebie can be earned per cardholder with unique registration code, during the entire promo period.
4. Transactions made by the Supplementary cardholder are qualified as part of the Primary cardholder’s spend.
5. The following transactions will not qualify for the promo to earn a freebie:
• Transactions made prior to the registration date
  
  Illustration:

• Online / E-Commerce Transactions
• Subsequently cancelled or refunded transactions
• RCBC Credit Card’s Installment Program availments such as but not limited to In-Store Installment Programs (0% Installment, Regular Installment, & Buy Now Pay Later), Balance Conversion/ Purchase Conversion, Cash Advance, CHARGE, Balance Transfer, Cash Loan, Your Cash!, UNLIPAY / Monthly amortizations from installment transactions or installment plan availment
• All types of Auto-charge, Recurring bill transactions, Bills payment (e.g., Meralco, Telco – Globe, Smart, Dito), RCBC Credit Card’s Fast BillsPay
• Transactions from Casino/Gambling, Money Transfers, Quasi Cash, Member Financial Institutions, Political Organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing/Networking, MOTO (e.g., Fern, Amway, UNO, Herbalife, UHS/USANA, Suy Sing, Dyna Drug, Young Living, and the like.)
• Remittance, Payment Services, Online Aggregators, POI Funding Transactions, and mobile payment/mobile wallet (e.g., GCash, Lazada Top-Up, PayMaya, Grab/GrabPay, PayPal, PayMongo, Coins.ph, and the like)
• Transactions with the following bearing the following merchant category codes: 4829, 6050, 6051, 6211, 6532, 6533, 6536, 6537, 6538, 6540, 6760, 8651, 9211, 9222, 9223, 9411,7995
• Payments made to social media platforms, cloud service, and software providers; transactions for business purposes

  RCBC Credit Card is dependent on the merchant category classifications assigned by acquiring banks of each merchant establishment to be able to identify qualified transactions, but RCBC Bankard Services Corp. has the sole discretion to determine whether a transaction is classified for this promo.

5. Crediting of Freebie:
1. It is the responsibility of the Cardholder to monitor his/her qualified spend.
2. The freebie from qualified spend of the cardholders will be uploaded to the promo website based on the schedule below:

3. Cardholder can log in here https://spendanywhere.rcbcpromos.com/login using their Unique Registration Code & PIN Code to track their spend and earned Freebie
4. Cardholder’s RCBC Credit Card must be active and of good credit standing at the time of crediting the freebie, otherwise, the freebie shall be forfeited.
5. Earned freebie is treated as a credit or payment for purchases or any outstanding balance on the qualified RCBC Credit Card, which will be posted on cardholders’ Statement of Account (SOA). However, the cardholder is advised to settle at least the Minimum Amount Due in the current statement to prevent late charges from being billed to their account.
6. RCBC reserves the right to reverse or adjust the rebate posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the rebate, or if the transaction was used to register or redeem from another ongoing promo.
7. The freebie cannot be exchanged for cash, rewards points, or products other than the offer indicated above.
8. All questions or disputes on qualified transactions must be raised by the Cardholder within thirty (30) days from posting of the freebies until the following dates:

   Period of Qualified Spend	Crediting of Freebie	Dispute on or before:
   December 5 to 13, 2024	December 27, 2024	January 27, 2024
   December 14 to 20, 2024	January 6, 2025	February 6, 2025
   December 21 to 27, 2024	January 12, 2025	February 12, 2025
   December 28, 2024 to January 4, 2025	January 17, 2025	February 17, 2025
   January 5 to 15, 2025	January 31, 2025	March 5, 2025
   January 16 to 31, 205	February 14, 2025	March 20, 2025

i. The Promo Website will no longer be available effective February 28, 2025.

6. The promo cannot be availed in conjunction with other ongoing promotional offers of RCBC Credit Card. Transactions that were already used to discounts, cash rebates or points multiplier from other RCBC Credit Card’s promotions may not be used by the cardholder to avail of the freebie even if the concerned transaction meets the criteria of the other promo.
7. RCBC Credit Cards reserves the right to reverse or adjust the rebate posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the rebate, or if the transaction was used to register or redeem from another ongoing promo.
8. In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates and fulfillment, RCBC Credit Cards’ decision shall prevail with concurrence of DTI. All questions or disputes must be raised by the Cardholder within thirty (30) days from posting of the freebie.

DTI Fair Trade Permit No. FTEB-208432 Series of 2024