EXCLUSIVE: Activate, Spend Anywhere, and Get Up to ₱2,000 Gift!

HERE'S HOW:

1. ACTIVATE YOUR RCBC CREDIT CARD
   Text the last 6 digits of your Card to 0919-160-0402 using your registered mobile number. See other activation options here.
2. SPEND ANYWHERE
   Use your activated, eligible Card for all your purchases and meet the minimum accumulated spend requirement from October 20 to December 20, 2025.
3. REGISTER TO REDEEM YOUR GIFT
   Once you've met the spend requirement, register here to choose and redeem your gift on or before December 20, 2025.

PROMO MECHANICS

1. The Promo is open to select RCBC Credit Card principal cardholders who are recipients of the promo electronic direct mail or SMS who will use their qualified RCBC Credit Cards during the promo period (“Qualified cardholders”).
2. Promo runs from October 20 to December 20, 2025 (“Promo Period”).
3. Qualified cardholder is entitled to receive up to ₱2,000 CASHBACK or GrabFood eVoucher for single-receipt or accumulated, straight or installment purchases of ₱25,000 & up using the qualified card.

4. The following posted transactions are qualified for the promo:
1. Domestic retail/straight transactions
2. Overseas retail/straight transactions
3. Installment transactions
4. Bills Payment
5. Online transactions
6. Recurring payments
7. Mail & telephone orders
8. InstaCash/Cash Loan (12 months and up tenor)
9. Balance Transfer (12 months and up tenor)

The following transactions are excluded from the promo: Unlipay, Cash Advance, Balance/Purchase Conversion, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). 

5. Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend.
6. Qualified cardholder must register once online within the promo period (click here to register) and input the following:
• Card Embossed Name
• First 8 and last 4 digits of the qualified card
• Preferred Gift (cardholder must choose between Cashback or eVoucher)
  
7. Qualified cardholder’s account must be active and current at the time of registration and crediting of the applicable cashback or issuance of the eVoucher.
8. Qualified cardholders who have met the required spend amount and who have successfully registered will receive a confirmation SMS to be sent to their registered mobile no. on or before January 23, 2026.
9. The cashback will be automatically credited to the qualified card and can be used to pay for purchases or any outstanding balance on the Card. 
10. The eVoucher will be sent via SMS to the registered mobile number.
11. The cashback cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
12. The cardholder will be charged the cost of the cashback or eVoucher if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
13. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final. 
14. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the end of promo.
15. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

GrabFood Redemption Process

1. Redeem at the Grab app
2. Select “Use Offer” under Payment Details
3. Enter the GrabFood eVoucher code, and then place your GrabFood order.