EXCLUSIVE: Spend 5x or More, Get Up To ₱1,000 CASHBACK


HOW IT WORKS

  1. Register your eligible RCBC Credit Card to qualify.
    Click here to register.
  2. Use your registered card for at least 5 times in a month (minimum spend of ₱100 per transaction) and earn ₱200 CASHBACK. Promo runs from April 1 to May 31, 2026 
  3. Enjoy up to ₱1,000 CASHBACK on qualified transactions.


PROMO MECHANICS

  1. The promo is open to select RCBC Credit cardholders who are recipients of the promo electronic direct mail or SMS and who will activate and use their qualified RCBC Credit Cards during the promo period (“Qualified cardholders”).
  2. Promo runs from April 1 to May 31, 2026.
  3. Qualified cardholders are entitled to ₱200 CASHBACK when they spend at least 5x in a month anywhere, with a minimum spend of ₱100 per transaction. A cardholder can receive a maximum of ₱1,000 CASHBACK for the duration of the promo.
  4. The following posted transactions are qualified for the promo:
    1. Domestic retail/straight transactions
    2. Overseas retail/straight transactions
    3. Installment transactions
    4. Bills Payment
    5. Online transactions
    6. Recurring payments
    7. Mail & telephone orders
    8. Cash Loan (12 months and up tenor)
    9. Balance Transfer (12 months and up tenor)

The following transactions are excluded from the promo: Unlipay, Cash Advance, Balance/Purchase Conversion, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).

  1. Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend.
  2. Qualified cardholder must register once online within the promo period and input the Printed Cardholder Name and the First 8 & Last 4 digits of Card. Click here to register.
  3. The cashback will be credited to the qualified RCBC Credit Card within 7 business days from the issuance of SMS notification.
  4. Qualified cardholder’s account must be active and current at the time of registration and crediting of the applicable cashback.
  5. Qualified cardholders who have met the required spend amount and who have successfully registered will receive a notification via SMS to be sent to their registered mobile no. on or before June 19, 2026.
  6. The cardholder will be charged the cost of cashback if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
  7. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
  8. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the end of promo.
  9. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

 DTI Fair Trade Permit No. FTEB-252067 Series of 2026