0% Installment up to 24 Months + Freebie on iPhone15 at MemoXpress


Promo Mechanics

  1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
  2. Promo period is from October 20 to October 31, 2023.
  3. The promo entitles the Cardholders to a FREE Apple Power Adapter worth ₱1,189 for every iPhone 15, iPhone 15+, iPhone 15 Pro and iPhone 15 Pro Max purchase at 0% Installment for 3, 6, 9, 12, 18, or 24 months and Buy Now Pay Later using their RCBC Credit Card at Memoxpress stores during the promo period.
  4. Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Memoxpress.
  5. In case of disputes related to the promo, the decision of Memoxpress and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards/RBSC.

0% Installment and Buy Now Pay Later

  1. RCBC Credit Cards' 0% Installment is applicable if the cardholder pays his/her monthly installment in full and subject to RCBC Credit Cards’ approval.
  2. RCBC Credit Cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date. BNPL is available at 3, 6, 12 & 24 months installment terms.
  3. RCBC Credit Cards' 0% Installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement, and availability of BNPL applicable for the 0% interest offer.
  4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php 500 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB-178466 Series of 2023