- The promo is open to all existing RCBC Credit Cardholders whose accounts are active and in good credit standing.
- Promo period is from July 8 to December 31, 2022.
- Cardholders can avail of Easyterms 0% Installment for up to 24 months and Buy Now Pay Later scheme using their RCBC Credit Card participating SM Retail Group brands during the promo period.
|Brand||Buy Now Pay Later Available:|
|The SM Store||3 months|
|SM Retail Brands|
|ACE Hardware||3, 6 & 12 months|
|Baby Company||3 & 6 months|
|Bata Shoes||3 & 6 months|
|Crate and Barrel||3, 6 & 24 months|
|Forever 21||3 months|
|Levi's||3 & 6 months|
|Our Home||3, 6, 12 & 24 months|
|Pet Express||3 & 6 months|
|Simply Shoes||3 & 6 months|
|SM Appliance Center ||3, 6, 12 & 24 months|
|Sports Central/ Adidas/ Nike/New Balance/Under Armour||3 months|
|The Body Shop||3 months|
|Toy Kingdom||3 & 6 months|
*Note: Installment in SM Markets is applicable only to select appliances. Grocery items are excluded.
|Savemore Market||3 months|
|SM Supermarket||3 months|
|SM Hypermarket||3 months|
Easyterms 0% interest Installment and Buy Now Pay Later
- Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
- RCBC Credit Cards Easyterms 0% Installment is subject to RCBC Credit Cards' approval.
- RCBC Credit Cardholders have the option to charge their 0% installment transaction on *Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
- Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offer.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500 or 5% of the unpaid principal amount, whichever is higher, will be charged.