0% Installment + FREEBIE at Asian Home Appliance

PROMO MECHANICS

1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
2. Promo runs until December 31, 2026 at participating Asian Home Appliance branches.
3. Cardholders an get a FREE Asian Home Mini Fan for a single-receipt minimum spend of ₱10,000 on 0% Installment up to 24 months plus Buy Now, Pay Later* using their RCBC Credit Card during the promo period.
   *Buy Now, Pay Later (BNPL) scheme wherein the first monthly amortization will be posted up to three months later.
4. The free mini fan will be awarded instantly at the store counter upon successful payment verification.
5. The free mini fan is non-transferable and cannot be converted to cash, credit, or other items.
6. Splitting of a single transaction across multiple charge slips to get additional free items is strictly prohibited.
7. In case of disputes related to the promo, the decision of RCBC Credit Cards and OUR HOME shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
8. Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

EASYTERMS 0% INTEREST INSTALLMENT AND BUY NOW PAY LATER

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards’ approval.
3. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI Fair Trade No. FTEB-_________ Series of 2026.