0% Installment + Buy Now Pay Later at Our Home

Promo Mechanics

  1. The promo is open to all existing RCBC Credit Cards cardholders whose accounts are active and in good standing.
  2. Promo period is from June 5 to December 31, 2022. See the complete list of branches here.
  3. Cardholders can avail of 0% Installment for up to 24 months and Buy Now Pay Later* for a minimum spend of ₱70,000 on all regular-priced, sale, and markdown items using their RCBC Credit Cards.
    *Buy Now Pay Later is available for 24 months 0% installment only.
  4. Promo excludes mattresses and sale, markdown items at 30% and up.
  5. Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Our Home.
  6. Offer is not applicable during 3-Day Sale, SM Prestige, and other Sale Events at Our Home.

0% Installment and Buy Now Pay Later

  1. 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
  2. 0% Installment is subject to RCBC Credit Cards’ approval.
  3. RCBC Credit Card cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
  4. 0% Installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
  5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB-169618, Series of 2023