0% Installment + Buy Now Pay Later at Our Home

Promo Mechanics

  1. The promo is open to all existing RCBC Bankard cardholders whose accounts are active and in good credit standing.
  2. Promo period is from January 7 to December 31, 2022. See the complete list of branches here.
  3. Cardholders can avail of Easyterms 0% Installment and Buy Now Pay Later for up to 12 months for a minimum spend of ₱40,000 and 24 months for a minimum spend of ₱50,000 on ALL regular items, sale and markdown items.
  4. Promo excludes mattresses and sale, markdown items at 30% and up.
  5. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and Our Home.

Easyterms 0% interest Installment and Buy Now Pay Later

  1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
  2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  3. RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
  4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
  5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

**Buy Now Pay Later is available for  12 and 24 months 0% installment only.

DTI Fair Trade Permit No. FTEB-134477 Series of 2021