0% Installment at SM Appliance Center


Promo Mechanics

  1. The promo is open to all existing RCBC Bankard cardholders whose accounts are active and in good credit standing. 
  2. Promo period is from October 1 to December 31, 2020.
  3. Cardholders can avail of 24 months 0% installment applicable on selected items only.
  4. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard & SM Appliances.
  5. In case of disputes related to the promo, the decision of SM Appliances and RCBC Bankard shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Bankard.

Easyterms 0% interest Installment

  1. Easyterms 0% interest installment is applicable if the cardholder pays his/her monthly installment in full.  
  2. RCBC Bankard Easytems 0% Installment is subject to RCBC Bankard’s approval.
  3. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.


Per DTI Fair Trade Permit No. FTEB 105482, Series of 2020