0% Installment at Crate and Barrel


Promo Mechanics

  1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
  2. Promo period is from April 1 to December 31, 2024.
  3. The promo entitles the Cardholders to enjoy 0% Installment for up to 24 months for a minimum spend requirement using their RCBC Credit Card during the promo period:
TermMinimum Spend Requirement
3 months ₱5,000
6 months ₱10,000
24 months ₱30,000
  1. Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Crate and Barrel.
  2. In case of disputes related to the promo, the decision of Crate and Barrel and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards/RBSC.

Easyterms 0% Interest Installment and Buy Now Pay Later

  1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
  2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards’ approval.
  3. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
  4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB-189829 Series of 2024