Pay with Rewards

Redeem your Rewards Points and use them to pay for your purchase instantly!

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Let your Rewards Points do the shopping. You’ve earned it!

You can now instantly redeem your Rewards Points from your RCBC World Mastercard® and use them to pay for your recent purchases via Pay with Rewards! Simply Chat with Erica via our website or on Messenger for seamless and easy rewards redemption.
So keep using your RCBC World Mastercard® to treat yourself your way using your Rewards Points:

You can still redeem your Rewards Points for Shopping Vouchers, AIRMILES, Cash Rebates, or Donations.

Pay with Rewards is available through Chat with Erica.
A minimum of 3,300 Rewards Points redemption, equivalent to ₱500, is required.

Here's how it works:

Chat with Erica via rcbccredit.com and authenticate yourself.

Select Rewards Redemption > Pay with Rewards > Redeem Points.
Select from the list of your eligible purchases available for redemption.

Confirm and you’re done!
An SMS will be sent to you regarding your successful redemption.

Explore our FAQs

Pay with Rewards allows RCBC World Mastercard cardholders to redeem their Rewards Points instantly and use it to pay for their recent eligible purchases via Chat with Erica.

Pay with Rewards is exclusively available to RCBC World Mastercard cardholders for now. 

RCBC World Mastercard cardholders can use Pay with Rewards using Chat with Erica via rcbccredit.com or on Messenger. No enrollment needed!

Here’s how:

  1. An SMS will be sent to you for every purchase eligible for Pay with Rewards.
  2. Access Chat with Erica via rcbccredit.com or on Messenger and authenticate yourself.
  3. Choose Rewards Redemption > Pay with Rewards > Redeem Points. Select from the list of eligible purchases available for redemption.
  4. Confirm and you’re done! An SMS will be sent to you regarding your confirmed redemption.