AirAsia Credit Card

Your ticket to free flights!

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Your AirAsia Credit Card powered by RCBC offers you exclusive privileges that give you the freedom to experience life’s greatest adventures.
  • Earn AirAsia Points faster for as low as ₱22 per spend
  • Get an extra 300 AirAsia Monthly Bonus Points for an accumulated retail spend anywhere of at least ₱30,000 each month.

    Accumulate your AirAsia Points and unlock a world of possibilities! Redeem your points for flights, hotels, shopping & dining vouchers, and more through the AirAsia MOVE app.

  • Enjoy an all-in lower FX Fee of 2.50% on international purchases, both in-store and online
  • Instantly upgrade your AirAsia membership status to Platinum and enjoy Priority Check-in, Priority Boarding, and Xpress Baggage for you and your travel companion!
  • Receive a welcome gift of 10,000 AirAsia Points when you spend at least ₱20,000 within the first sixty (60) days from card issuance.
    Register here to redeem your welcome gift.
  • No Annual Fee on your First Year!

Welcome Gift of 10,000 AirAsia points

With your AirAsia Credit Card, spend at least Php 20,000 within 60 days of card delivery, register, and enjoy free flights or digital shopping vouchers!

Application Type

Welcome Gift

new-to-RCBC Credit Card

10,000 AirAsia points

Once the spend requirement is met, redeem your 10,000 AirAsia Points by  filling out the online redemption form here.

Terms and conditions apply


Crediting of Welcome Gift AirAsia points

Welcome Gift AirAsia points will be credited to the qualified cardholder's AirAsia MOVE account based on the schedule below. 

Registration and Spend Period Cut-Off

Crediting of AirAsia Points

End of the month

On or before the end of the following month

Illustration:

January 31, 2025

On or before February 28, 2025

 

To receive the Welcome Gift AirAsia points, the cardholder must ensure that he/she has already downloaded and successfully linked his/ her new AirAsia Credit Card to his/ her AirAsia MOVE account upon credit card activation. 

Download the AirAsia MOVE app by scanning the QR code  


Earn AirAsia points faster for as low as Php22 per spend

Book your flights and stays on AirAsia MOVE and enjoy better rewards that let you travel to every destination with the best value. With your AirAsia Credit Card, earn 1 AirAsia point for as low as Php22!

Spend Type airasia points conversion
AirAsia Purchase 2 points for every Php25 spend
Domestic Retail Purchase 1 point for every Php28 spend
International Retail Purchase 1 point for every Php22 spend


Extra AirAsia points every month

Principal cardholders have a chance to earn an additional monthly bonus of AirAsia points provided the cardholder reaches a minimum required spend as shown on the table below:

Bonus Reward for AirAsia Credit Cards Mininum Spend Requirement (accumulated retail spend)
300 AirAsia Points every month Php30,000

The above monthly bonus AirAsia points is awarded once a month provided the minimum required spend is reached and is refreshed every statement cut-off.

Transactions made by the Supplementary cardholder are qualified as part of the Principal cardholder’s spend.

*Exclusions: Transactions from Casino/Gambling, Money Transfers, Quasi Cash, Member Financial Institutions, Political Organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing/Networking, MOTO (e.g., Fern, Amway, UNO, Herbalife, UHS/USANA, Suy Sing, Dyna Drug, Young Living, and the like.)

Crediting of AirAsia points

All earned AirAsia points from all the qualified spend will be credited to the cardholder's AirAsia MOVE account every end of the month after your statement cut-off.

Statement Cut-Off

Crediting of AirAsia Points

Every 21st of the month

On or before end of the following month

Illustration

February 21, 2025

(covered transactions: January 22 to February 21, 2025)

 On or before March 31, 2025

 

Redemption of AirAsia points

Cardholders can choose what to redeem using their available AirAsia points such as flights, hotel stays, digital shopping and F&B vouchers, & more!

To redeem and see the list of partners, open the AirAsia MOVE app and select Redeem.

Terms and conditions – Earning & Redemption of AirAsia points


AirAsia Platinum Membership Status

AirAsia Credit Card principal cardholders automatically qualifies for AirAsia Platinum status for the first year of card issuance to enjoy these privileges:

  • Up to 7X AirAsia points on your AirAsia Flights and AirAsia MOVE spend
  • Up to 15% discounts on hotel
  • Priority access on tactical sales promotions (Piso Sale, Superapp Super Sale, Final Call, etc.)
  • Priority Check-in, Boarding, and Baggage which means you will be able to check-in first using designated counters where available, and then be one of the first to board the plane with Priority Boarding. In addition, you will also have the privilege of Xpress Baggage.

To enjoy this privilege, the AirAsia principal cardholder must present the following at the check-in/baggage counter:

  1.  Active & unexpired AirAsia Credit Card
  2. AirAsia MOVE app showing the Platinum Membership Status
  3. Flight itinerary purchased using the AirAsia Credit Card
  4. Passport (International Flights)

If you are traveling with a companion, he/she can avail of the same benefits provided that he/she also has an AirAsia Platinum tier status/AirAsia Credit Card and his/her AirAsia member ID has been added to the Manage My Booking page in the AirAsia website at the time of booking. 

Spend Type Annual Spend Requirement
(Based on Card Anniversary Date)
AirAsia products
availed on AirAsia MOVE or AirAsia Website
At least ₱5,000 
Non-AirAsia goods and services At least ₱200,000

  *The Platinum Membership status and its accompanying privileges are exclusive to AirAsia Principal cardholders only


Extra Low FX Fee

Enjoy an all-in lower Foreign Currency (FX) service fee of 2.5% for all your international purchases – whether in-store or online.

How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Credit Card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

  • How to Apply Step 4 Icon

    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also applyat any RCBC branch or RCBC Credit Card sales booths.

  • You must be 18-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

*Processing of credit card applications may take from 10 to 15 banking days

Membership Fee (Principal)
Php300/month
Membership Fee (Supplementary) Php150/month
See the latest Interest Rates and Other Fees & Charges here.
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