Up to ₱5,000 CASHBACK with RCBC UnionPay Diamond Credit Card

Promo Highlights:

1. 
   

   An eligible RCBC UnionPay Diamond Credit Cardholder must register online HERE from December 1, 2023 to February 15, 2024 using the following information: Card Embossed Name and First 8 & last 4 digits of the qualified Card.

2. 

   from December 1, 2023 to February 29, 2024 using the qualified Card and shop OVERSEAS, both in-store and/or online, for a minimum single or cumulative spend of ₱40,000 within the promo period.

3. 

   Reward will be credited to the cardholder’s account 30 days after the promo period. 

PROMO MECHANICS

1. The RCBC UnionPay Credit Card Spend Anywhere Promo (“The Promo”) is open to all RCBC UnionPay Credit Cardholders who are recipients of the promo mailer.
2. Promo Period: December 1, 2023 to February 29, 2024 (“Promo Period”).
   Registration Period is from December 1, 2023 to February 15, 2024 only.
3. To qualify for the promo, the RCBC Credit Cardholder (“The Cardholder”) must register online at https://cloud.marketing.rcbcbankard.com/UPIcashback and provide the following information: Card Embossed Name and First 8 & last 4 digits of the qualified Card (“The Card”).
   The cardholder must only register ONCE within the specified period and ensure that the correct details are entered. Registration with incomplete card number and/or misspelled name will not be approved.
   The Principal Cardholder must have updated contact details with RCBC Credit Card/ RCBC Bankard Services Corp., and by registering for the promo, the cardholder agrees to receive SMS/text messages or emails, and freely consents to process his/her personal information in relation to the promo.
4. To earn the Cash Rebate (“The Reward”), the cardholder must use his/her qualified Card to shop OVERSEAS, both in-store and/or online, for a minimum single or cumulative spend of ₱40,000 within the promo period.
5. The maximum rebate that can be earned per qualified RCBC UnionPay Credit Card is  ₱5,000 within the promo period.

Reward to be received by qualified cardholders will be based on this table:

6. The following transactions are excluded from the promo:

• RCBC Credit Card’s Installment Program availments such as but not limited to Balance Conversion/ Purchase Conversion, Cash Advance, CHARGE, Balance Transfer, Cash Loan, Your Cash! / Monthly amortizations from installment transactions or installment plan availment
• All types of Auto-charge, Recurring bill transactions, Bills payment (e.g., Meralco, Telco), RCBC Credit Card’s Fast BillsPay
• Transactions from Casino/Gambling, Money Transfers, Quasi Cash, Member Financial Financial Institutions, Political Organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing/Networking, MOTO (e.g., Fern, Amway, UNO, Herbalife, UHS/USANA, Suy Sing, Dyna Drug, Young Living, and the like.)
• Remittance, Payment Services, Online Aggregators, POI Funding Transactions, & Mobile payment/mobile wallet (e.g., GCash, Lazada Top-Up, PayMaya, Grab/GrabPay, PayPal, PayMongo, Coins.ph, and the like)
• Payments made to social media platforms, cloud service, and software providers; transactions for business purposes
• Subsequently canceled or refunded transactions

RCBC Credit Card is dependent on the merchant category classifications assigned by acquiring banks of each merchant establishment to be able to identify qualified transactions, but RCBC Credit Card/ RCBC Bankard Services Corp. has the sole discretion to determine whether a transaction is classified for this promo. Transactions made by the Supplementary cardholder are qualified as part of the Primary cardholder’s spend.

7. The promo cannot be availed in conjunction with other ongoing promotional offers of RCBC Credit Card. Transactions that were already used to redeem treats or rebate or points multiplier from other RCBC Credit Card’s, promotions. If found to have multiple availments, RCBC Credit Card/RCBC Bankard Services Corp. shall have the right to reverse the reward credited to the Cardholder’s RCBC Credit Card account.
8. Reward will be credited to the cardholder’s account 30 days after the promo period.
9. Cardholder’s RCBC Credit Card must be active and of good credit standing at the time of crediting of the reward, otherwise, the reward shall be forfeited.
10. Cardholders must examine their SOA for any errors related to the Promo (e.g. rebate computation, non-awarding of rebate). All questions and issues arising from the promo will only be accepted, within thirty (30) calendar days from posting of the rebate, after which the promotion is considered conclusive.
11. The cash rebate can be treated as a credit or payment for purchases or any outstanding balance on the next statement cycle of the Card.
12. RCBC Credit Card/ RCBC Bankard Services Corp. reserves the right to reverse or adjust the reward awarded to the cardholder in the event that the qualifying transactions were disputed or cancelled at a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the reward.
13. In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates and fulfillment, RCBC Credit Card/ RCBC Bankard Services Corp’s decision shall prevail, with concurrence of DTI.

DTI Fair Trade Permit No. FTEB-180878 Series of 2023