Annual Membership Fee reversal with your RCBC Bankard!

Promo/Spend Period: December 1 - 31, 2019

Registration Period: December 1 , 2019 - January 15, 2020

Promo Mechanics

1. The promo is open to select, pre-qualified Principal cardholders of RCBC Bankard.

2. Select, pre-qualified RCBC Bankard cardholders must meet the required spend to qualify for the reversal of the annual membership fee campaign.

3. To qualify, select RCBC Bankard Premium cardholders must spend a minimum of Php 8,000 during the promo period to waive their one-year annual membership fee.

4. Supplementary account/s’ valid spend will be counted as part of the principal cardholder’s spend.

5. All posted retail and installment transactions in pesos and in other currencies will be counted during the promo duration, including online transactions, mail & telephone orders and recurring payments or bills payment transactions. Excluded are the following transactions: (1) cash advances via ATM or over the counter, (2) transactions coming from casinos or gambling establishments, (3) Balance Conversion, (4) Unli 0%, (5) Unli Installment, (6) Balance Transfer, (7) Cash Loan, (8) YourCash. RCBC Bankard will follow the foreign exchange rate conversion of the period the transactions were reflected in RCBC Bankard’s system.

6. The reversal of the one-year Annual Membership Fee shall be reflected on their next statement of account following the spend period and will be credited only one-time. The cardholder will still be required to pay for the annual membership fee to avoid finance charges.

7. The Annual Membership Fee shall be charged back should the cardholder cancels the qualifying purchase used to redeem, and if the credit card transaction or redemption is found to be fraudulent.

8. In case of cardholder disputes regarding the promo mechanics, the decision of RCBC Bankard Services Corporation shall prevail in concurrence with DTI.

9. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.

10. In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates & fulfillment. RCBC Bankard’s decision shall be conclusive. All questions or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Bankard with prior approval from DTI.


Per DTI Fair Trade Permit No. FTEB 20109 Series of 2019