Up to ₱8,000 Rebate on Overseas Spend


  1. To qualify, register online at https://cloud.marketing.rcbcbankard.com/XBQ2.
  2. Use your RCBC Credit Card on your overseas travels from April 8 to June 9, 2024, and earn up to ₱8,000 Cash Rebate on accumulated in-store spend on dining, shopping, accommodation, and entertainment at participating travel destinations.
    Please refer to the details in the mechanics below.
  3. Valid on in-store or face-to-face overseas purchases only. Online Purchases are excluded


  1. The promo is open to active RCBC Credit Cardholders, except for RCBC Corporate Credit Cards.
  2. The promo period is from April 8 to June 9, 2024.
  3. A single or accumulated in-store spending in accommodation, dining, entertainment, and shopping in top travel destinations using an RCBC Credit Card entitles a cardholder to earn up to a total cash rebate of ₱8,000. The cash rebate will be based on total purchases from each category within the promo period. 

    *Participating Travel Destinations: Japan, Hong Kong, United States, Singapore, France, Thailand, South Korea, Australia, Taiwan, and Canada

  1. To qualify for the Cash Rebate promo, the Principal Cardholder must register once at https://cloud.marketing.rcbcbankard.com/XBQ2 within the promo period.

    Note: Only the Principal Cardholder is allowed to register for the promo. However, all qualified and posted transactions of the Principal Cardholder and their Supplementary Cardholder(s) will earn a Cash Rebate.

    For RCBC Dollar Card holders, the total USD spending will be converted into PHP to calculate the cash rebate and then converted back to USD for posting to RCBC Dollar accounts.


      • Transactions from dining, entertainment, shopping, and accommodation merchants registered/doing business outside the eligible destinations.
      • Online Purchases are not included in the computation.
      • The following transactions are also excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living)
      • Transactions that are subsequently canceled or refunded
  2. The category of the purchases will be based on the Merchant Category Code. View the full list here.
    Disclaimer: Merchant category codes (MCC) are assigned by the merchant's acquiring bank. RCBC/RBSC cannot be held liable for any errors in assignments.
  3. The Cash Rebate earned will be credited to the Principal Cardholder’s account within 30 days from the end of the campaign period or until July 9, 2024.
  4. All disputes arising from questions about the cardholder’s eligibility, coverage of the promo dates, fulfillment, and others will be resolved by RCBC/RBSC, and its decision shall be deemed conclusive with prior approval from DTI.
  5. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

Per DTI Fair Trade Permit No. FTEB-189238, Series of 2024

Register here to avail of this benefit at least 7 days before your scheduled flight.

For cardholders of Gold, Classic, and Co-Branded RCBC Credit Cards, you may access the lounge for US$25.  Know more here.

Don't have the RCBC Pulz app yet? Download and register now.

Travel privileges vary per card type. Terms & Conditions apply.