15% OFF + 0% Installment at Crate and Barrel

PROMO MECHANICS

1. The promo is open to all RCBC Credit Cards Cardholders whose accounts are active and in good credit standing.
2. Promo is valid from August 1 to 31, 2025 at Crate and Barrel branches in SM Aura, SM Makati, and SM Megamall, and Power Plant Mall pop-up.
3. Cardholders can avail of 15% OFF on regular-priced items, subject to the following single-receipt minimum spend requirements, using their RCBC Credit Cards during the promo period:

4. Promo is valid on in-store transactions only.
5. Consignor items are not included in the Promo.
6. Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Crate and Barrel.
7. In case of disputes related to the promo, the decision of RCBC Credit Cards and Crate and Barrel shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
8. Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

EASYTERMS 0% INSTALLMENT AND BUY NOW PAY LATER

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Bankard Services Corporation’s approval.
3. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.

4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB-231622 Series of 2025