0% Installment, Pay Later + FREEBIE at Techno Kid


Promo Mechanics

  1. Promo is open to all RCBC Credit Cardholders whose accounts are active and in good standing.
  2. Promo runs until December 31, 2023 in all stores of Techno Kid, BSD International, Phoneville Mobile Inc., and Phonected Telecom Inc. nationwide.
  3. Cardholders can avail of a FREE Powerbank or Bluetooth Speaker for a minimum single-receipt 0% Installment purchase of ₱20,000 with their RCBC Credit Card during the promo period.
  4. 0% Installment is available for up to 24 months term. Cardholders can also avail of Buy Now Pay Later option.
  5. Promo is not valid in conjunction with existing promotional offers of the merchant partner.
  6. In case of disputes related to the promo, the decision of the merchant partners and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards/RBSC.

0% Installment and Buy Now Pay Later

  1. RCBC Credit Cards 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
  2. RCBC Credit Cards 0% Installment is subject to RCBC Credit Cards/RBSC’s approval.
  3. RCBC Credit Cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later (BNPL) scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
  4. 0% Installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement, and availability of BNPL applicable for the 0% interest offering.
  5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB- 162776, Series of 2023.