- The promo is open to all existing RCBC Credit Cardholders whose accounts are active and in good credit standing.
- The promo is only valid until December 31, 2023. See the list of stores here.
- Cardholders can avail of Easyterms 0% installment for up to 24 months and Buy Now Pay Later using their RCBC Credit Card during the promo period.
- In case of disputes related to the promo, the decision of SM Appliances and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards/RBSC.
Easyterms 0% interest Installment and Buy Now Pay Later
- Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
- RCBC Credit CardsEasyterms 0% Installment is subject to RCBC Credit Cards' approval.
- RCBC Credit cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
- Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.
**Buy Now Pay Later is available for 24 months 0% installment only.
Per DTI Fair Trade Permit No. FTEB-158476 Series of 2023