Cash Loan + FREE up to ₱5,000 Cashback


Here's how:

Avail of a minimum ₱50,000 CASH LOAN with a loan term of at least 6 months. To avail, enter the Reference Code sent to you  via SMS then click PROCEED and/or click the unique link in the EDM.

Once approved, your Cash Loan will be credited to your nominated account within 3 to 5 days.

The Cashback will be credited to your RCBC Credit Card.


PROMO MECHANICS:

  1. The Free Cashback with Cash Loan ("Promo") is open to select RCBC Credit cardholders ("qualified cardholder) who are recipients of the promo SMS and Electronic Direct Mail (“EDM”).
  2. To avail, the qualified cardholder must apply for a Cash Loan thru the reference code sent via SMS or unique application link indicated in the EDM from February 8 to 28, 2023. (“Promo Period”).
    By availing of the offer, the cardholder agrees to receive SMS/text messages and freely consents to process his/her personal information concerning the promo.
  3. Cardholder must avail a minimum of P50,000 CASH LOAN and at least loan term of 6 months, maximum of 60 months, to qualify for the offer. The CASHBACK that a cardholder can receive depends on the CASH LOAN AMOUNT, as indicated in the table below:
CASH LOAN AMOUNT
CASHBACK
₱50,000 to <₱100,000₱1,000
₱100,000 to <₱250,000₱2,000
₱250,000 to <₱500,000₱3,000
₱500,000 & up₱5,000
  1. Offer is not applicable to 3 months term and Cash Loan availment thru other channels.
  2. The CASHBACK will be credited to the qualified cardholder’s account on or before March 20, 2023.
  3. Splitting of transaction is not allowed. Multiple availments within the promo period using one account will be considered splitting.
  4. RCBC Credit Cards reserves the right to charge the cost of the CASHBACK against the cardholder’s credit card should he/she cancel his/her qualified loan transaction or if found to be fraudulent.
  5. The offer cannot be exchanged for cash, rewards points, or products other than the offer indicated above.
  6. Promo is not valid in conjunction with other offers of RCBC Credit Cards.
  7. All questions and concerns in relation to the Promo will only be accommodated within 30 days from the end of the promo period.
  8. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Credit Card with the concurrence of DTI shall be considered final.


Per DTI Fair Trade Permit No. FTEB- 160694 Series of 2023