20% REBATE every #JCB20on20

Promo Mechanics

1. The promo is open to all RCBC JCB Credit Cardholders whose accounts are active, current, and in good credit standing.
   Cardholders in good credit standing are those with RCBC JCB Credit Cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of RCBC JCB Credit Cards
2. Promotional period will run on the following dates:
• March 17-21, 2024 (Sunday-Thursday)
• April 17-21, 2024 (Wednesday-Sunday)
• May 17-21, 2024 (Friday-Tuesday)
3. To earn the 20% Rebate, the cardholder must use his/her qualified RCBC JCB Credit Card for a min. single-receipt purchase or cumulative straight purchase of ₱5,000 within the specified promo periods at any branch of the following Robinsons Retail affiliate stores:

4. No minimum amount per transaction for cumulative spend is required.
5. The promo applies to the physical stores of the participating Robinsons Retail affiliates. Purchases in Robinsons Retail online or gocart.ph are excluded from the promo.
6. A ₱2,000 maximum rebate cap can be earned per cardholder on every promotional period.
7. Transactions using the Principal and Supplementary RCBC JCB Credit Cards are computed separately on every promotional period, which will be posted to Principal cardholder’s account in batches following the rebate credit schedule below. It is the responsibility of the Cardholder to monitor his/her qualified spend.

8. The RCBC JCB Credit Card must be active and of good credit standing at the time of crediting of the rebate, otherwise, the rebate earned shall be forfeited.
9. Rebates earned are non-transferable and non-convertible to cash. It is treated as a credit or payment for purchases or any outstanding balance on the RCBC JCB credit card, which will be posted on cardholders’ Statement of Account (SOA).
10. The promo cannot be used in conjunction with other ongoing promotional offers of RCBC Credit Cards. Transactions that were already used to redeem treats or rebate/cash back from other promos can no longer be used to avail of the promo and vice versa. If found to have multiple availments, the Issuing banks shall have the right to reverse the rebate amount credited to the Cardholder’s JCB Credit Card, at their discretion. The issuing banks have sole discretion in qualifying the transactions of a Cardholder based on the mechanics of the Promo. Once qualified by the Issuing bank, the transaction can no longer be used for another promo even if the said transaction meets the criteria of the other promo.
11. RCBC reserves the right to reverse or adjust the rebate posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the rebate, or if the transaction was used to register or redeem from another ongoing promo.
12. In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates and fulfillment, the Issuing banks’ decision shall prevail with concurrence of DTI. All questions or disputes must be raised by the Cardholder within sixty (60) calendar days from the posting of the rebate by or until the following dates:

13. The promo is subject to the Terms and Conditions Governing the Issuance and Use of the JCB Credit Cards.
14. Any amendment in the terms and conditions is subject to DTI approval.