10% OFF at Kultura with Mastercard®


A. Eligibility

  1. The promo is open to all RCBC Mastercard Credit Cardholders whose accounts are active and in good credit standing.
  2. To join the Promotion, the cardholder must tap a valid RCBC Mastercard Credit Card for a minimum ₱5,000 single-receipt purchase (straight or installment) at any participating branch of Kultura.
  3. Straight and installment transactions using a valid RCBC Mastercard Credit Card in-store and personal shopper paid via card present are eligible for the promotion.
  4. Cardholders whose accounts are suspended or terminated are not eligible to join the promotion.

B. Promotion Mechanics and Conditions

  1. RCBC Mastercard Credit Cardholders can enjoy 10% OFF with a minimum single-receipt purchase of ₱5,000 (straight or installment transaction) at any Kultura branch nationwide during the promo period.
  2. Promo runs until November 30, 2025.
  3. All RCBC Mastercard Credit Card transactions must be made within the promo period to avail of the discount.
  4. Upon completing the minimum single-receipt RCBC Mastercard Credit Card transaction, the POS will automatically apply the 10% discount.
  5. Discounts are applied at the point of sale for qualified transactions and are applicable to all regular-priced items.
  6. Excluded items: Food, beverages, cigars, Christmas items, and personal care products.
  7. The minimum purchase requirement is defined as the net amount after all applicable discounts (e.g., class discounts, SMAC/SM Prestige discounts, and other discounts).
  8. The offer is non-transferable, non-refundable, and not convertible to cash.
  9. This promo cannot be used in conjunction with other promotions inside Kultura.
  10. Splitting transactions to meet the minimum purchase requirement multiple times is not allowed.
  11. By joining this promo, the Cardholder confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo.

Per DTI Fair Trade Permit No. FTEB- 240604 Series of 2025